Privacy Policy
Effective Date: October 1, 2025
Applies To: Tax Savvy Inc. and Tax Savvy Refunds Company (“Company,” “we,” “us,” or “our”)
We value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you engage with our services—whether through our websites, offices, or communications. By using our services, you consent to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following categories of information:
Personal Identifiers: Name, address, email, phone number, date of birth, Social Security Number (SSN), and other government-issued identifiers.
Financial Information: Income, tax return details, credit history, bank account numbers, and other financial records necessary to provide tax and related services.
Communications: Information you provide by phone, email, text, website forms, or other contact methods.
Technical Data: Device information, IP addresses, and website usage data collected through cookies and analytics tools.
2. How We Use Your Information
We use information only for lawful business purposes, including:
Preparing and filing tax returns, financial planning, and related services.
Verifying identity and eligibility as required under the FCRA and other consumer protection laws.
Communicating about your account, services, products, and updates.
Marketing our services in compliance with the CAN-SPAM Act and other applicable laws (opt-out available at any time).
Protecting against fraud, unauthorized transactions, and misuse of our services.
Complying with legal obligations and responding to lawful requests.
3. Legal Basis and Compliance
We comply with:
Fair Credit Reporting Act (FCRA): When accessing or using consumer report data, we do so only for permissible purposes (e.g., credit verification, tax-related services) and with required consent.
Gramm-Leach-Bliley Act (GLBA): We maintain safeguards to protect nonpublic personal financial information.
State & Federal Privacy Laws: Including CAN-SPAM, Telephone Consumer Protection Act (TCPA), and other applicable regulations.
4. Sharing and Disclosure
We do not sell or rent personal information. We may disclose information only when necessary to:
Service providers who perform functions on our behalf (e.g., software vendors, payment processors).
Government agencies, regulators, or courts as required by law.
Credit bureaus or third parties, only with your consent or as permitted under the FCRA.
Protect our legal rights, prevent fraud, or enforce agreements.
5. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect personal information. However, no method of transmission or storage is 100% secure, and we disclaim liability for breaches outside our control.
6. Consumer Rights
Depending on your jurisdiction, you may have rights to:
Request access to personal data we hold about you.
Correct inaccuracies in your information.
Opt-out of marketing communications.
Limit disclosures of certain financial information under the GLBA.
File complaints with regulatory agencies if you believe your rights under the FCRA or other laws have been violated.
7. Communications
By providing your phone number or email, you consent to receive communications from us regarding your services. You may opt out of marketing messages at any time by following unsubscribe instructions or contacting us directly.
8. Children’s Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal data from minors.
9. Changes to this Policy
We reserve the right to update this Privacy Policy at any time. Updates will be posted on our website with a revised “Effective Date.” Continued use of our services indicates acceptance of any changes.
10. Contact Us
If you have questions or concerns about this Privacy Policy, please contact:
Tax Savvy Inc. / Tax Savvy Refunds Company
8232 E 12 Mile Rd, Warren, MI 48093
Email: [email protected]
Applies To: Tax Savvy Inc. and Tax Savvy Refunds Company (“Company,” “we,” “us,” or “our”)
Personal Identifiers: Name, address, email, phone number, date of birth, Social Security Number (SSN), and other government-issued identifiers.
Financial Information: Income, tax return details, credit history, bank account numbers, and other financial records necessary to provide tax and related services.
Communications: Information you provide by phone, email, text, website forms, or other contact methods.
Technical Data: Device information, IP addresses, and website usage data collected through cookies and analytics tools.
Preparing and filing tax returns, financial planning, and related services.
Verifying identity and eligibility as required under the FCRA and other consumer protection laws.
Communicating about your account, services, products, and updates.
Marketing our services in compliance with the CAN-SPAM Act and other applicable laws (opt-out available at any time).
Protecting against fraud, unauthorized transactions, and misuse of our services.
Complying with legal obligations and responding to lawful requests.
Fair Credit Reporting Act (FCRA): When accessing or using consumer report data, we do so only for permissible purposes (e.g., credit verification, tax-related services) and with required consent.
Gramm-Leach-Bliley Act (GLBA): We maintain safeguards to protect nonpublic personal financial information.
State & Federal Privacy Laws: Including CAN-SPAM, Telephone Consumer Protection Act (TCPA), and other applicable regulations.
Service providers who perform functions on our behalf (e.g., software vendors, payment processors).
Government agencies, regulators, or courts as required by law.
Credit bureaus or third parties, only with your consent or as permitted under the FCRA.
Protect our legal rights, prevent fraud, or enforce agreements.
Request access to personal data we hold about you.
Correct inaccuracies in your information.
Opt-out of marketing communications.
Limit disclosures of certain financial information under the GLBA.
File complaints with regulatory agencies if you believe your rights under the FCRA or other laws have been violated.
8232 E 12 Mile Rd, Warren, MI 48093
Email: [email protected]
